“PENGARUH PERCEIVED USEFULNESS, PERCEIVED EASE OF USE, DAN PERCEIVED RISK TERHADAP PURCHASE DECISIONS USING SHOPEE PAYLATER PADA GENERASI Z DI DKI JAKARTA”, JEBI, vol. 2, no. 11, pp. 2595–2610, Nov. 2025, Accessed: Feb. 01, 2026. [Online]. Available: https://ecosemica.net/index.php/ECONOMICA/article/view/266